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What our clients are saying.
“Mike Z & Mike S are both great people to work with. I’m a GC who had been struggling with insurance paperwork for quite a while until they found me. They’re very patient, knowledgeable & extremely hard working to get what you need for your business. Thank you guys for the great experience you have given us. We appreciate you guys!”
– Canchola Team Construction
“Mike is very helpful and personable! Saved me 1100 a month in my commercial insurance when other company’s told me I needed 1 yr experience before they would lower my premiums. Lime got it done in 48 hours . Will be my go to guy for insurance needs so if you need a reliable guy mikes and Zeyger insurance is the way to go !! Thanks Mike”
– Jeremy J.
“It was my first time trying to find insurance and Mike helped me from beginning to end. He patiently answered all my questions and found me exactly what I was looking for in terms of business insurance. I spent a lot of time online trying to find answers on my own with a lot of carriers, and I’m so relieved I finally found the answers I needed with Mike.“
– Yoon K.
“Mike got us insured with a new CDL! He does what needs to be done to keep the client satisfied. Always available by text if you can’t reach him via phone.”
– Ashley J.
“Mike was great straight forward and answer all my questions I looked at other companies mikes company had the best rates for new venture drivers”
– Pack Runner
“Mike and Zeyger Insurance are very helpful and knowledgeable and with great premium quotes for commercial. Especially for new carriers”
– JVS Freight
“Very knowledgeable about business insurance and patient finding the solution that best suits our company’s needs. They’re also very straightforward and responsive.”
– Guillermo L.
“Extremely helpful in every way possible. Went out of his way to help me with certain things and gave me some good advice on several things relating to my business”
– Tyler R.
“Mike represents me with all my business insurance. He is very attentive and answers all of my questions with a sense of urgency.”
-Andrew P.
How it works.
We provide the fastest and easiest way to buy business insurance in 3 simple steps.
Need multiple insurance?
Does your business require multiple insurances like Commercial Auto and Workers Compensation with your General Liability? That’s a breeze.
Just enter your information and choose the coverage options available to get the quotes you need, all in one place.
Some businesses are more complex than others, which means they are not eligible for an instant online quote. That’s why we’ve partnered with some of the largest insurance providers to offer a broad range of products, for a broad range of businesses.
Once we start all your policies, you can easily log into our Client Center. From there, you can view your policy information, coverages, download documents, request changes, and more.
Questions? Answers.
Don’t see your question? Contact us.
This is not an easy answer. Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity. It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense. However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.
An adjuster is a representative of the insurance company that helps settle a claim. They are not employed by us. We do not settle claims as this is done by the adjuster. However, we will assist in making sure a covered claim is paid fairly and promptly.
Many venues that are rented for special occasions such as weddings and graduation open houses require proof of coverage for up to $1,000,000 in liability insurance to cover property damage and bodily injury accidents that may occur during the event. Many Homeowners policies will provide coverage for these types of events. An excess / umbrella liability policy is also a good idea and will comply with the requirement for $1,000,000 in liability coverage.
If you are hosting an event where alcohol will be served, your homeowners policy will cover this “host liquor liability” as long as you do not charge money for the alcohol. If alcohol will be served it is recommended to transfer the liability by hiring a bartender or caterer who carries their own liquor liability coverage. If you do decide to have a cash bar or if the venue requires to be listed as an additional insured on your policy, we can provide you with a separate Special Event Liability policy to cover this exposure.
For specific events and how coverage would be afforded under your policy please contact us.
Scheduling involves placing specific items with a specific value on your homeowners insurance. It can also be called an “Inland Marine” policy. This allows coverage for items that may be leaving your premises and would then be lost or stolen. They can also be set at specific deductibles. The most common items to schedule are jewelry, bikes, cameras and fine arts.
Replacement cost is the amount it costs to rebuild a home or structure. This amount can also include demolition. This value can be significantly different than an appraisal. Reason being, the cost of materials to rebuild can outweigh a home or structure’s market value. When insuring a home or structure the insurance company needs to know the replacement cost. There are tools that our agents use to help approximate this value.
Yes, it is the State law for all owners of a vehicle to have auto insurance. It is your choice if you wish to insure for physical damage if there is not a lender involved.
Broad form collision allows you to not have to pay your deductible if you are not deemed at fault in an accident. There are also options to choose “regular” and “limited”. These options should be discussed with your agent.
All payments should be directed to the insurance company unless specifically stated by your representative. Please see our “billing” section if you wish to pay by phone or have a question on your billing account.
Want to learn more?
Zeyger Insurance provides customized insurance coverage. We understand that you might need several kinds of coverage, depending on your lifestyle and the kinds of things you own and enjoy. That’s why we offer a number of different policies to choose from, so you can get the coverage you’re looking for. Choose an option below.
